Pay and tax guides
Short, plain-English explainers that go with the calculator.
- Superannuation guarantee in Australia (2026–27)How employer super works: the 12% guarantee, what it is paid on, and how it affects your take-home pay.
- Salary sacrifice in Australia: how it affects take-home payWhat salary sacrificing into super does to your tax, your take-home pay and your retirement balance.
- HELP / HECS repayments: how much comes out of your payHow the marginal HELP repayment system works in 2025–26 and 2026–27 and what it costs at different incomes.
- How to read an Australian payslipGross, taxable and net pay, PAYG withholding, super and year-to-date figures explained in plain English.